I reset a few times stupidly, but I'm at 21.5 Million cps also... lol game is stupid but you can play it while playing other games so it's no major loss....
The longer you wait to reset, the more heavenly chips you'll get. It's currently based on your all time cookies baked and each chip is a stackable +2% cps for the new round (and I believe carry over multiple resets). You can see how much you'll get over here. I'm currently saving up for my last cat then I'll save up for the 100 chips (5.05 quadrillion) and reset. A 200% bonus will be nice to get going quickly.