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OK, I feel a bit cheesy all over again. I just read on Anandtech that only the B560 and Z590 chipsets will support PCIe4. But, the AsRock & Gigabyte boards I looked at both won't run 3200MHz RAM without overclocking. I wanted to buy Rocket Lake over Comet Lake partly because of PCIe4. The other reasons were the fact that the 11500 has an iGPU versus the Ryzen 3600 and its iGPU is more powerful than the Comet Lake. It looks like to use the Crucial Ballistix 3200MHz RAM I already received I might buy the Asrock H510M HDV-M.2 after all (to use the 3200MHz RAM at 3200MHz without overclocking and forget PCIe4).
You are talking about using the factory XMP profile. Before the 500 series motherboards (Z590, H570, B560), you could not use RAM XMP profiles or manually overclock RAM, on the H or B boards.I'm not sure what the hangup is on RAM overclocking as pretty much every 3200Mhz kit of RAM is already overclocked to get the timings and speeds, including the Ballistix you already have.
You are talking about using the factory XMP profile. Before the 500 series motherboards (Z590, H570, B560), you could not use RAM XMP profiles or manually overclock RAM, on the H or B boards.
If you wanted to use a locked CPU with RAM rated higher than the stock supported speed of the CPU, you still had to buy a Z motherboard. Which was a pretty weird thing to do, with a locked CPU. And that's probably part of why a couple of board makers got into the habit of making budget boards which still had Z chipsets. (albeit also a marketing tactic).
However, some of the new B560 boards are pretty overbuilt and cost a lot so.....seems there is some trouble in finding a good balance.